Genesage

  • Contact Us
  • Life Cover For Mums
  • Glossary
  • About Us
For A Fast Quote Please Call: 0203 150 1349
  • |Mortgage Cover|
  • |For 30’s|
  • |For 40’s|
  • |For 50’s|
  • |For 55’s|
  • |For 60’s|
  • |Term Life|
  • |Critical Illness|
  • |Pre Existing|
  • |Diabetes|
  • |Anxiety|
  • |Cancer|
  • |Epilepsy|
  • |Blood Pressure|
  • |Hobbies|
  • |Occupations|
  • |Income Protection|

Security Guards Life Insurance Cover

In terms of life insurance and premium payments, many people believe that those holding “hazardous” or “high risk” occupations often pay more for their life insurance coverage.

security contractor life insurance photoWhile this may be true in some cases, high risk occupation applications are more often accepted with standard terms and affordable monthly payments.

This is also the case for those individuals who work as security guards.

Here we will discuss life insurance, Critical Illness Cover, and Income Protection for security guards.

Life Insurance Policies for Security Guards

Security guards are often considered to have a higher risk occupation. Even though this is the case, it is important to know that security guards are able to obtain life insurance policies with affordable premium payments and standard terms through most insurance providers in the United Kingdom.

Often, it is possible to shop around different providers and insurance policies in order to find an offering that not only fits the individual’s needs but will also fit into their household budget.
If your security guard occupation causes you to travel or work in dangerous locations, it is important to make sure that is noted on the insurance application as well as discussed with the insurance agent.

Often, the insurance company will evaluate eligibility and premium payments based on the locations the security guard spends most of their working time. In some cases, working in areas that are considered hazardous or dangerous can lead to non-standard terms and higher premium payments.

Critical Illness Cover for Security Guards

Just like life insurance policies, Critical Illness Cover is available for security guards through a number of providers in the United Kingdom. These applications are often accepted with standard terms and manageable monthly payments.

Again, if your occupation causes you to travel and/or work in dangerous locations for extended periods of time, it is important to disclose this information to the insurance agent. Although this may increase monthly payments, providing this information is important should you need to make a Critical Illness Cover claim sometime down the line.

Income Protection for Security Guards

Income Protection policies are available to security guards through a small group of UK providers. When filing an application for this type of coverage, it is important to use the “own occupation” definition when asked – using this definition will prompt the insurance company to evaluate any claims and the policy holder’s ability to work based on his or her specific occupation.

Using this definition makes it much easier for Income Protection policy holders to have their claims approved by the insurance company.

When applying for Income Protection, individuals will have the opportunity to choose their deferment period. This deferment period is the amount of time between when the claim is approved and when the claim pays out to the policy holder.

Deferment periods can vary from one day, to one week, all the way up to 52 weeks. When deciding how long your deferment period will be, make sure to take any additional support from your employer, your monthly budget and your income in consideration.

Click Either Button To Request A Quote:

Life Insurance

Income Protection

Quotes From Leading UK Providers:

Sample Customer Testimonials:

Life Insurance & Why You Need It:

Related To This Subject:

  • Life Insurance Options For High Risk Occupations
    • Life Cover For Builders Discussed
    • Services & Armed Forces Life Insurance
    • Life Insurance Cover For Fisherman – Life Assurance
    • Scaffolder Life Insurance Explained
    • Life Insurance As An Electrician – Best Practices
    • Security Guards Life Insurance Cover
    • Life Insurance Quotes For Police Officers
    • Fire Fighters & Fireman Life Insurance Quotes

| T & C | Privacy Policy | Sitemap | XML Sitemap | Income Benefit |

| Best Life Cover In 2019 | Expat Life Insurance Coverage | Trusts | | Online Quotes | Policy Types | Fisherman Cover | Over 65 | Over 45 | Bikers Cover | Income protection facts | Age 35 | Type 1 | Womens Policies | 200000 policies | 100000 life cover |Asthma Life Cover | Child Insurance | Fireman Life Quotes | Police Officers Policy Options | Electricians Life Insurance | Scaffolder Cover | Live cover for Builders | LV over 50 | Saga | Asda | Compare over 50 | Axa | Tesco | Life cover vs Funeral Plans | Army Navy and RAF Quotes | Security Guards Cover | Legal and General | Heart Issues Cover |

COPYRIGHT © 2011 – 2022



Be Social Connect With Us >>


Life Insurance Quote